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Due to increased payouts on homeowners insurance, companies have increased premiums and rewritten policies to limit payouts on claims. As pointed out in a recent New York Times article, certain leaders in insurance coverage have shifted the costs of doing business from the company onto the customer.
In the article, the author notes that many policy holders do not know that changes have occurred in their policies until they are faced with making repairs or rebuilding their homes. The ignorance is due to the fact that few homeowners read their policies prior to an adverse event. If you or a loved one has been the victim of unscrupulous insurance practices, contact my firm to discuss your legal rights.

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